Advisor Team
WealthCare Advisors
Ray J. Shreder, CWM™, AIF®
Chief Executive Officer (CEO)
The WealthCare Group Inc.
Director of Investment Services
The WealthCare Center
702 529-0260 x11Ray Shreder began his professional financial consulting career in 1984 and has held senior financial consulting positions with several of the financial industries most prestigious investment firms. In 2003, Ray founded Shreder Investment Consulting Group L.L.C. (SICG), an independent investment consulting firm. Ray has served as the featured financial columnist for the Las Vegas Sun newspaper, has produced several educational financial DVDs and has authored numerous published articles on investing. In 1991, he co-hosted "An Evening with Louis Rukeyser", the popular host of "Wall Street Week", and in 1998 and 1999 co-hosted the Las Vegas Investment and Financial Expo. (LIFExpo)
Ray received his Bachelor of Arts degree in Psychology from the State University of New York at Geneseo in 1978. In 2010, he attended H&R Block's acclaimed course on tax preparation. Ray has supported numerous charitable organizations, including the Boys and Girls Clubs of America, Habitat for Humanity and the Multiple Sclerosis Society.
Mr. Shreder holds the following licenses and memberships:
Board Certified Chartered Wealth Manager® (CWM™) / American Academy of Financial Management
Accredited Investment Fiduciary® (AIF®) / University of Pittsburgh's Center for Fiduciary Studies - fi360
Paladin Registry 5 Star Rated Honor Roll Advisor
Investment Advisor Representative (Series 65)
Registered Investment Advisor (Series 63)
Life & Health Insurance
Senior Market Advisors Advisory Board
National Association of Investment Professionals
Association for Integrative Financial and Life Planning
Americans for Secure Retirement
Ray is currently enrolled in the Accredited Portfolio Management AdvisorSM (APMASM) program at the College for Financial Planning.
Ray has held the following certifications, licenses and memberships:
Certified Retirement Counselor® (CRC®) / Texas Tech University's International Foundation for Retirement Education
Registered Financial Consultant® (RFC®) / International Association of Registered Financial Consultants
General Securities Representative (Series 7)
National Commodity Futures (Series 3)
Futures Managed Funds (Series 31)
Variable Life, Health and Annuity
National Ethics Bureau
FINRA BrokerCheck Report
Jacqueline Thornhill, CFP®, CDFA™
Sr. VP, Chief Operating Officer (COO)
The WealthCare Group Inc.
Director of Financial Planning Service
The WealthCare Center
Jacqueline Thornhill has been working in the financial services industry for over 17 years. In addition to serving a large client practice of several hundred, she has worked as a consultant, trainer and coach for new and experienced financial advisors in a 6 state southwest region. She coached the advisors on building successful practices and developing their skill sets in the areas of Financial Planning, Investment and Insurance Planning. She is a Certified Divorce Financial Analyst, CDFA™ helping divorcing couples with the financial impact of their money decisions on their futures as singles and single parents. She is also a Certified Paralegal to assist in the areas of estate and elder planning.
Ms. Thornhill is a Certified Sales Trainer and Personal Development Coach trained by the Anthony Robbins Companies and has conducted several weekend workshops and one on one coaching sessions. She serves on the Board of Directors for the Financial Planning Association Southern Nevada Chapter, and holds active membership in the Institute for Divorce Financial Analysts and the International Association of Collaborative Professionals. She has been recognized as a leader in her profession and as an active member of local charitable organizations such as the Rotary Club and a volunteer for the Andre Agassi Grand Slam for Children annual event. Jacqueline received a BA in Liberal Studies from Thomas Edison State College.
Ms. Thornhill holds the following licenses and memberships:
CERTIFIED FINANCIAL PLANNER™ Professional
Certified Divorce Financial Analyst, CDFA™
General Securities Representative (Series 7)
Uniformed Combined State Law Examination (Series 66)
Investment Advisor Representative (Series 65)
Registered Investment Advisor (Series 63)
General Securities Principal (Series 24)
Certified Paralegal
FINRA BrokerCheck Report
Richard Roscelli MBA
Wealthcare Advisor
The WealthCare Center
702 529-0260 x113Richard has been a financial professional since 1992. After beginning his career as a registered representative for Metropolitan Life, he moved to the dynamic world of futures and options brokerage and trading. He was the manager for international futures trading desks for Refco and Citigroup, where he worked with institutional traders to manage the unique challenges of execution and analysis within the Asian and European futures markets. He contributed his practical experience to the initial development of trading platforms which have become the standard in the futures trading industry.
In 1999 Richard joined Atlas Capital, a $100 million Commodity Trading Adviser as Vice President of Trading Operations. After relocating to Southern Nevada, he became a Branch Manager and Registered Representative for Whitehall Investment Management of Las Vegas. He has been the featured writer and contributor to many of the most well known publications and websites focusing on the financial and alternative industries. Richard earned a BBA in International Business from Hofstra University and a MBA in Global Business from Walden University.
Mr. Roscelli holds the following licenses and memberships:
Uniformed Combined State Law Examination (Series 66)
General Securities Representative (Series 7)
Futures Branch Manager (Series 30)
National Commodity Futures (Series 3)
Rick Cabrera
Wealthcare Advisor
The WealthCare Center
702 529-0260 x114Rick Cabrera has worked in the financial services industry for over 16 years consulting individuals, families and businesses owners on investment, insurance and loan products. From December 2008 through September 2011, Rick worked with Centaurus Financial and Ameriprise Financial. From 1996 to 2008, Rick served in the banking channel, with banks including Citibank, Chase Bank and ABN Amro, where he consistently achieved the highest ratings in customer satisfaction.
In 1995, Rick earned his BBA in Finance from Dowling College, Oakdale, NY.
Mr. Cabrera holds the following licenses and
memberships:
Uniformed Combined State Law Examination (Series 66)
General Securities Representative (Series 7)
Variable Life, Health and Annuity












